Hello, I am new to the BiggerPockets forum and looking to purchase my first investment property this year.

I saw how that proposal is basically her giving me a 0% loan, but at the same time I believe that structure will avoid her taking a large loss (approximately 30k if she accepts a 300k offer).I do not know why she doesnt get a PM, I only share the facts of when she purchased it, the purchase price, and the reasoning she shared with my realtor as to why she is selling after such a short time period.

Have you guys ever purchased a property without physically seeing it?

I want to purchase an underperforming asset at a Price of X.

But unless you get a value-add property, purchasing real estate really doesn't make much sense in this environment?

However, due to keep purchasing real estate, my DTI is high and close to 50%.

I have used HELOCs for probably most of the purchases of the properties I own. 

I wouldnt give any consideration to what the seller needs in order to break even in determining the purchase price.

We purchased the house about 3 months ago and are owner financing it.

For an auction.com purchase in Washington you have 2 options.