@Joe Holly  your tenant base in the B - C and D  are mostly money order folks and cash.REason:1. bounced to many checks and they are in a federal data base and will never be able to open a checking account under that SSN again2. foreigners  Hispanics don't trust banks and just use cash.The Aussie clients I had were astounded that renters could be in such a place as their system is far more advanced than us... no checks in AU  everything is electronic.

That said, after enough podcasts and reading and learning and mistakes, I've learned that bigger and more daring is the way to go.

To our dismay the current owner got really indignant that we dared to call her in the first place and would not divulge that information. 

No way, not even on a dare. 

I would dare say within an hour you could have sent a direct message to seven or eight lenders.

Last year people were under strict quarantine and did not dare drive.

Part of the makeover calls for ending aspirations to become a tourist venue by doing away with its, shall I dare say, sky-high attractions.

Would advise to proceed VERY cautiously with buying a Class D rental as your first investment.We like to think we do a pretty good job with Class C rentals, but we couldn't effectively manage Class D.The only investors we've seen "successful" with Class D are those that go by their rentals 3-4+ times/week.

Dont you dare offer it up front.

A long story as short as I can make it...sorryI started in Real Estate Investing in 2004 on a dare from my cousin who started very young and had several rentals before he was 21.