If you have a unique house in the more rural area of a large zip code, the lender's perception of the value will be tainted by what is happening in the more populous small town that is the center of that zip delivery area, and usually that is that values are going down.

Rate cuts by the fed aren't necessairly a good thing, because they create a perception of bad times, pushing up long term rates.

If you guys have such a big issue with people spending money for education, or you believe there are better values out there, I can see where you are coming from, but everyones perception is different.

I know the perception is that high gas prices kill the RV market.

It really all comes down to the same thing for an end user or for an investor....is there a perception of value?

This is not all the time, but those times do come and those who are holding property that is performing well in the interim be in the best position to cash out when the time is right.There is a wrong perception that those of us who focus on cashflowing rental property ignore or minimalize speculation, appreciation and even developing.

While I agree with most of the perceptions of financial freedom, other than MikeOh's opinion that it is just guru nonsense, it really depneds on your individual point of view.In it's simplest form, financial freedom is the ability to achieve a lifestyle which suites your needs without having to work for income.

What could a Realtor such as me do to help change the perception?

Maybe there is a subtle play toward the owner's perception of the property.

I guess on the internet a service would also be considered a product from the marketer's perception.