Does any lenders offer these DSCR loan terms?

For example, the insurance company offers you $100k.

This group is an incredible collection of midterm rental hosts who support one another by offering advice and suggestions, being a sounding board for each other, offering mentorship and collaboration opportunities and share our respective networks.

Also there are plenty of STR's in Maggie Valley and many cleaners looking for work since hurricane Helene. 

We stay in contact with this agent and I guess she made a couple of verbal offers for us after the agreement had expired. 

As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.

El Paso cash flows beautifully with minimum down payment and has plenty of choices.

I would also ask them about cash for keys since I would initially offer the tenant this. 

While Treasuries are often viewed as "risk-free" investments, certain real estate deals in today’s market offer a compelling alternative—especially when purchased at a deep discount.Take, for example, a 1,000+ unit apartment complex in a suburb near Michigan.

Quote from @Bob Schulte: I’ve seen plenty of private money lending stories go south, and it’s definitely a topic worth discussing.