I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

Is there anyone in your local market you could take out to lunch who does flips?

Investors should keep an eye on government spending in housing to understand how these changes might shape local markets.At the same time, Bessent’s focus on driving GDP growth could bring a surge of opportunities.

We get granite for around $40/ft installed from a local shop. 

You picked a great community to join.. have you checked out local comps to gauge the market vibe yet?

Then, start building your connection with local agents, contractors and property managers.2. 

Get those young healthcare professionals butts in seats for an "informal first-time homebuyer Q&A" with you and a local lender that has some FTHB goodies (and maybe you offer some healthcare professional goodies, like paying for a home warranty plus a $1k credit towards closing costs - only for folks attending your Q&A).

Try to get preapproved from a local loan broker or Co-op. 

local REIA groups are filled with investors looking to buy properties.

If you can invest locally, I'd recommend doing that before investing out of state.