Past self: maybe don't spend 60k on a liberal arts degree that you use in only the most tangential way.

I see NY with its liberal policies destroying the economy, constantly raising taxes and scaring away jobs.  

For a business owner with $100,000 taxable annual income, the net tax savings for using an S Corporation instead of an LLC in taxes paid every year can be as high as $7,500.Holding PropertiesWhen holding properties as a cash flow investor, the LLC (or LP) is generally the better choice because an LLC has more liberal distribution rules.

Any help or recommendations is greatly appreciated.So far we have written our first property investing goal: Buy 4 houses a year.We know its a bit naff but getting to that goal was liberating in itself and we're excited to grow from it.Thanks in advance!

If, on the other hand, you found an investment that would return a 15% ROI, you would look at your portfolio to determine which investment has the lowest ROE and refinance it to liberate some of that equity.  

So these liberal/conservative academic "economists" claiming they can predict the future?

Not only are you holding your lease renewal but I have a liberal 60 day penalty free lease breaking clause. 

I was halfway to Chartered Accountant before I had to leave Scotland unexpectedly; sadly, it doesn't transfer at all, so here in the USA I'm just a numbers nerd with a liberal arts degree.

The entire Liberal government has been really bad with this.My hope is that this plan to phase out natural gas will be scrapped as soon as someone sensible is in power.

If you find a value add deal, where there is an opportunity to make improvements and  increase the value of the building, a re-fi may liberate the borrowed down payment.