I have found that you cannot go through a normal lending institution, They will lead you down the path that you will get the loan...In the end they will require documentation that is near impossible to get and it will end. 

I had heard that Berkeley and San Jose had moved toward it, but I am unsure that either actually adopted it.  

As for SFR a pre approval letter is of value because most institutional lenders will close the loan with the main qualification being the buyer himself, as long as the property appraises for a certain value.Loans secured by commercial real estate are much more dependent on the property itself and all its characteristics, not just the appraised value.  

Stessa's reports are great, but the sync issues with financial institutions drive me nuts.

It offers a secure and transparent process for both buyers and sellers.NoteTrader Exchange: An online marketplace where you can list your note for potential buyers.LoanMLS: A marketplace for buying and selling mortgage loans and notes.FCI Exchange: Another platform where you can list and sell your notes to investors.Note Investing Forums and CommunitiesBiggerPockets: A popular real estate investing community where you can network with potential note buyers.LinkedIn Groups: Join groups focused on note investing and real estate to connect with potential buyers.National Note Group: An online community where you can connect with other note investors.Note Brokers and BuyersNote Brokers: Engage with reputable note brokers who have access to a network of note buyers.Local Real Estate Investor Groups: Attend meetings and network with local investors who might be interested in purchasing your note.Financial InstitutionsCredit Unions and Community Banks: These institutions may be interested in purchasing performing notes.Private Equity Firms: Some firms specialize in acquiring performing mortgage notes.I hope this give some direction regarding your situation.

The biggest issue I’ve faced is unreliable syncing with financial institutions.

I'm seeing some large institutional SFR/BTR investors looking in very different markets too.  

Less families/kids more disposable money, but more liberal policies and people who are more vested in the government than other institutions.  

That land was desert and unlivable without water.Background-I had previously to moving to this house adopted a child with childhood on-set bipolar disorder. 

So the financial institutions get a better return  on there losses.