Cut to length screw brackets to wall.

FHA does not allow you to do things outside of the home like adding a fence, hard scaping, retaining walls...   

It’s been incredibly difficult to see this situation unfold, especially given how much work and sacrifice went into saving for these properties.

I have the contract to use them sitting in my email now so I saw a preview of all the data and it's pretty incredible.

Yall are so incredibly generous and helpful.

This is something I try to live by and teach my kids if I can - "A human being should be able to change a diaper, plan an invasion, butcher a hog, conn a ship, design a building, write a sonnet, balance accounts, build a wall, set a bone, comfort the dying, take orders, give orders, cooperate, act alone, solve equations, analyze a new problem, pitch manure, program a computer, cook a tasty meal, fight efficiently, die gallantly.

If my memory serves, I worked on this a year or 2 ago and ran into this wall. 

I'm currently renovating my rear unit and it has the perfect layout to split into 2 units by adding a wall and an additional front door.

As a General Contractor myself here in east central Texas, I can tell you that connecting with local GCs via Facebook groups can be incredibly helpful.

Don't look for lowest rate, look for lowest cost on fees as you will either refinance out of that loan or sell- the prepay will hit you on the back of the head like a cinderblock wall.