uwe..i did a quick search on the web..i'm sure you have come across this already,but in case you have not, here it is..this website says you need a Individual Taxpayer Identification Number (ITIN), as opposed to a SSN or EIN...the ITIN is exactly for people like you who are not eligible for a SSN, but still have to pay taxes by law....this link from the government could help possibly http://www.irs.gov/individuals/article/0,,id=96287,00.html#what sorry...i do not know how to hyperlink yet, just put that in your web browser though...also it says you need an address in the state in which you file, that's not a po box..have you figured that out yet?

Then look for a "map" hyperlink.  

A list of names will pop up and then you just single click on that name and it will populate a hyper link sending a notification to the person chosen.I'm not sure who you were referencing when you told someone that they were wrong and that they should do their research before telling people no, but I wanted to address it. 

I was involved in a similar conversation about HELOC's awhile back so I will attach that hyperlink in hopes that it might help.  

I had a hyperlink to each property and formulas to give me average prices for different times of the year.

I'm just going to hyperlink this for you by typing a space after the last character, so it turns blue and underlines.

Why Banks Won't Lend to This Guy's Profitable Businesshttp://www.businessweek.com/articles/2012-02-27/why-banks-wont-lend-to-this-guys-profitable-businessNot letting me hyperlink for some reason

Could essentially write some pretty good stuff around each part of the form.I know Ellis posted one but I will hyper link it for easy click instead of cut and paste: Uniform Residential Loan Application Form 1003

I am on my phone so I can't hyperlink them but I will do so in a bit.

See if this works to hyperlink[http://photos1.zillow.com/p_f/IS-sv0pf8bxjkv1.jpghttp://photos1.zillow.com/p_f/IS-157ob3gr5p00t.jpghttp://photos2.zillow.com/p_f/IS-sv0pf4dvbgwt.jpg ]