Deste modo, as alterações dão uma proteção extra aos inquilinos com mais de 65 anos ou deficiência igual ou superior a 60% que tenham celebrado contratos antes de 1990.Esta proteção aplica-se nos casos em que houve falta de informação ou de resposta às cartas de atualização das rendas, quando entrou em vigor o Novo Regulamento do Arrendamento Urbano (NRAU), e que viram o seu contrato a passar para cinco anos, correndo agora o risco de serem despejados.Se os inquilinos viverem há mais de 15 anos na casa – o que poderá ser comprovado por atestado da junta de freguesia – o contrato só pode chegar ao fim se a casa for demolida ou sofrer uma obra profunda que obrigue à saída de quem lá vive.Há ainda outra medida que visa proteger os idosos e deficientes, nomeadamente aqueles que assinaram o contrato de arrendamento entre 1990 e 1999.

This is my first post here, so I hope I don't mess it up :)My name is Hugo Laranjeira and I'm a real estate agent/brokerage founder (Nomad Real Estate) /investor/ all around problem solver in LisbonI wanted to talk a little about how Portugal is a great place for investors right now and, on the other hand, I'd like to ask a few questions about the US.First of all, I don't know is this is well known, but Portugal is today the best gateway to anyone coming to Europe to live or invest due to our visa program.Did you see the news about Madonna coming to Portugal and all that publicity stunt about how Lisbon is beautiful and such?

I plan to have my own brokerage in 5 years(hopefully) and also a property management company with my fiancée who is working in the construction field.

Quick bit about me: I have been going through the Visa process to move from Melbourne, Australia to the great country of America.

(Bad credit is phone bills to collection and visa often late).The exit strategy is repay the property tax and put on mortgage on an 15 year amort so it will have at roughly 75% LTV in 2 years and refinance with a MIC.My concerns are as followings:If they do not pay I will either lose roughly $20,000 assuming an exit price of $130k or own a property (it's a duplex) that would have roughly IRR of 8% on a 3 year hold in a town that I do want want to own a rental in.The borrowers have enough money to pay as things are now.

Again, I am not trying to sound insensitive, but I have a family to support and this real estate is how I do that so I have my daughter and fiancee to keep in mind as well. 

Currently up to 31 units and am able to live off of my real estate and support my fiancee and daughter.

The back end is housing payment plus visa, auto, student, monthly payment.

Nathan;Assume by conventional you are referring to bank financing.The short answer is there is one answer, for example it may depend on Location of the property (state and MSA)if the investor has a green card or investor visa Property value and loan. loans over a $1,000,000  are easier to secure loans i.e. bank, Freddie Mac, etc..      

But because Monday is when I get to join my fiancee and daughter at swim class.