Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10,000+)
Richard Gann 3 Factors to Consider in Exchanging Your Oregon Rental Property
16 December 2024 | 1 reply
This article presents three key factors to consider before deciding that now is the time to sell/exchange: 1) regulatory, 2) economic and 3) personal timing.1.
Brandon Simpson Should I stay away from properties that have been on the MLS for a long time?
5 January 2025 | 8 replies
There are a number of factors for why a property could be on the market a while.
John Friendas Maximum # of DSCR Loans Lenders Will Give?
22 January 2025 | 12 replies
From my understanding, as long as you intend on doing a STR when you close, there are no rules against changing your strategy after closing, especially if you find that something else is more profitable.So in our case, the lender determined an STR would bring in ~$3500/month (with all of their conservative factors), but now that we operate it as a huge 3300 sqft Co-Living property, it actually brings in $7000/month.
Maranda Tucker Why Rental Listings in Charlotte Stayed on the Market Longer This Winter
6 January 2025 | 0 replies
However, 2024’s holiday season was impacted by other compounding factors, making the usual seasonal dip more pronounced.2.
AJ Wong 🌊 Where to buy an Oregon Coast AirBnB Vacation Rental For Sale in 2025
16 January 2025 | 1 reply
Budgeting for furniture and coordinating the time to execute or hire a designer is something we try and factor into our Pro Forma or analysis.
Alex Messner Purchasing first home (with debt)
16 January 2025 | 10 replies
@Alex Messner, your decision, amongst other factors, mainly depends on you and your wife's financial profile. 
Desiree Rejeili What To Save for When Buying a Home
9 January 2025 | 0 replies
An article from The Mortgage Reports explains:“The amount you need to put down will depend on a variety of factors, including the loan type and your financial goals.
Mitchell Rosenberg Tips for Finding Affordable Properties with High Rent Potential?
9 January 2025 | 8 replies
Are there any key factors or metrics you look for when analyzing a neighborhood's potential?
Brian Stinson Insurance deductibles for SFR
6 January 2025 | 5 replies
One of the major driving factors for increased premiums is the carrier's requirement for higher replacement cost limits on file for buildings. 
Jose Mejia refinancing a property from hard money lender
19 January 2025 | 15 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).