There needs to be more and more money circulated now that our currency is not backed by anything.

Have done several LO and LC transactions on both ends.Did them with integrity.There was a company here in Detroit the 1990's and early 2000's called Phoenix Homes - like the rebirth of the mythical bird.They has a half-page of multiple ads in every Sunday paper, "buy with no money down!".

I have a great credit score and a good amount of money saved.

Some client is going to lose a lot of money because some agents just don't know and aren't interested in finding out. 

We are currently under contract and set to close on March 10th however, Saluda Grade is not agreeing on a reduction in Payoff to help put some money back into my pocket that I lost over time.  

In the next 5-10 years, I plan to leave my current industry and transition to real estate full-time, so I’m especially interested in how this could impact that goal.Current FinancialsRoth 401(k) Balance: $105KContributions: $79KEarnings: $23.5KSalary: $109KContributing 6% annually ($545/month), with a 100% match for the first 3%Investment Growth Assumption: 8% per yearCurrent Rental Cash Flow (Pure Profit After All Expenses): $7,500/month (9 units)Potential New Property Cash Flow (Pure Profit After All Expenses): $1,300/monthCurrent Real Estate Portfolio Value: $1.4MAfter New Property: $1.7MWithdrawal Breakdown ($60K)Tax-Free Contributions: $45KTaxed Earnings: $13.4KWhy Only $13.4K Is Taxed and PenalizedMy Roth 401(k) balance is made up of:Total Balance: $105KContributions: $79K (75.24% of total)Earnings: $23.5K (22.38% of total)When withdrawing, the money comes out proportionally from contributions and earnings.

how much money you invested by yourself- (5%)What is LTV (patient money)- (~60%)For best after tax return can we get max depreciation  and max long term capital gain - (yes)history of operating partners - (done 13 deals before)have they gone thru recessions and executed- (yes)

But I didn’t need to worry–they had a lot of money!

Unless you are talking serious money, which I would say is 2k or more in excess taxes, it may not be worth your effort.

Buy the house and loan her the money.