Use the top three or four discriminators so applicants can screen themselves.Then you need to have clear screening criteria yourself.

Majority of banks, credit unions, and hard money lenders are cutting back.

Clearly they have to sue someone.

You need to get in touch with a lawyer as soon as you can and figure out how to cut off the tenant/landlord relationship.

I left two voicemails, but I've yet to receive a response, and my check has not cleared. 

For renewals, it’s wise to switch to TREC forms to stay compliant.Regarding disclosure, yes, you should clearly identify yourself as a licensed real estate agent.

Fees should be clearly stated in writing, easy to understand, and justifiable.

It is hard to figure out if I will make anything but VERY clear the fees (lol). 

Ask for seller concessions to cut down closing costs.

@Kiryl Ulanovich,You're on the right track:Get Pre-Approval from Hard Money Lender – Know your terms and limits upfront.Find a Deal Through a Wholesaler – Verify numbers and ensure it meets your criteria.Review the Assignment of Contract – Confirm terms, earnest money, and contingencies.Conduct Due Diligence – This includes an inspection (if allowed), verifying ARV, and rehab estimates.Submit to Hard Money Lender for Final Approval – Lender will review title, contract, and property condition.Title Search & Clear Any Issues – Ensure a clean title before closing.Close Through Title Company – Finalize funding and take ownership.Consider also lining up contractors early for a smooth transition into renovations.