They have not closed it or gotten a certificate of occupancy.

We only ask for the certification.

I am also unsure about certificate of use requirement.

In such cases, the borrower must provide evidence of the increased family size, such as birth certificates or adoption papers, and demonstrate that the current home does not meet their needs​.Vacating a Jointly-Owned Property: If a borrower is vacating a residence that will remain occupied by a co-borrower, such as in cases of divorce, they may be eligible for another FHA loan.

Lead Certification billed per unit $200-$400  (depending on company you use) every 2 years3.HVAC Certification Billed per dwelling unit $100-$2004.

(I got a certificate in HVACR before I went to computer school back in the '70s.)

Next I am to have him come out to retest and get a certificate.

The LLC is owned by my revocable family trust that my wife and I are the only trustees of (have a certificate of trust that can be provided).* My insurance carrier does not accept escrow payments, so I would need a solution that wouldn't require escrow or something creative with the escrow.Property Details:Duplex located in Wisconsin (city of approximately 9,000 people)Purchase date:  05/10/2024Purchase Price:  $85,000Rehab:  $31,000ARV:  $140,000 (still need to have appraisal completed - this is based off of my comps)Projected rent:  $1,450 / month (just listed so no leases yet. 

However, it might also be worth exploring ways to increase your income, whether through side hustles, certifications, or career changes, to give you more flexibility in your investments.Ultimately, it’s about aligning your investment with your goals.

There are 3 courses that have recently come to my attention about tax lien certificates and tax default properties either from others on this forum or from other real estate investors I know.1) https://www.taxsaleacademy.com/2) https://tedthomas.com/3) https://taxlienacademy.com/I think all 3 courses range from $1500 - $2000.