Vitaliy, gave you solid advice and did a good job of explaining some of the key issues.

Currently, all my finances are done in Canada (Canadian credit score, no LLC, Canadian bank acc, etc.). 4th point, would that be threw conventional financing?

Yes, a HELOC or bank a line of credit is different than a lump-sum amortizing mortgage (DSCR or otherwise).

If your current deposit already equals one month's rent, you can't request additional funds.Keep the lines of communication open with your tenants, explain the process clearly, and you'll avoid any misunderstandings.Good luck!

Thankfully we are commercial bank clients so our rates are as low as you can get in the market place for anyone who is not Lennar or DR horton or those types.

Hey @Jaycee Greene someone on our team handles the acquisition and lending/banking portion, we only do the monthly bank draws for construction costs!

They should pay just like someone on a regular lease pays - cash or equivalent into your bank account. 

This helps you stand out from the typical lowball inquiries the agent may have received.After the walkthrough, if you’re ready to move forward, explain your reasoning.

Banking industry?

Hope that helps explain the policy a bit more :) I need to stress again that I was not in the right frame of mind when I made this post.