These are the themes of my 2016 goals. Everything will revolve around these themes. I have started refining the goals and devising a plan to acheive the goals. The following is how I decided to formulate my themes, go...

Careful @Frank GallinelliThe 50% rule of thumb is like a religion on this board.

I have not done it.I have too many tenants for that.Also different tenants have varying religious beliefs and some have no beliefs so I wouldn't want to get involved with that.In real estate when I first became an agent and a broker there were two hot buttons to always stay away from when doing deals RELIGION and POLITICS.My tenants would complain as well.I want to keep the relationship business.I fix the properties problems when the arise and believe it or not you are ahead of 80% of landlords if you do just that.Most won't fix things or get emotional over rent not being paid and get a handyman to screw stuff up trying to repair it.You can do a charity that is not tied to your business and give back that way.

I hope those 2 tenants are not of a certain race/religion/national origin/age etc while you have other tenants that are not.

When it comes to religion, "separation of church and state" is not a freedom - it is an ideological restriction on activity.

It's happened to kids, to old people, to people in wheelchairs, people of all races, ethnicities, religions, etc.

That being said, I'm a huge fan of Dave Ramsey (minus the religion).

Certainly there are certain religions that use candles depending on the time of year (holidays included).

Don't like that our President has a middle name that's common among the religion of the people who happened to commit an attack on our country 10 years ago -- well, clearly THAT'S a threat to our national security.

In fact I have recently recommended a property to someone else that I'm half kicking myself for not buying myself and half thankful that this person got it.Now, if someone from out of state didn't want to invest here because they didn't want someone of color or of a different religion living in the properties, I would have issue with that and would not want to work with them, no matter how much money they offered me.