The thing that stood out to me in this discussion so far ... holy cow (pun intended) -- $7 for a gallon of milk???

Holy crap - my brother from another mother :)

Holy cow, using a stove....a cooking stove?

Holy cow!

When you say stitched up, kind of reminds me of the Black Knight in Monty Python's Search for the Holy Grail "Tis but a flesh wound.

Holy Mary Mother of . . .

"Oh, that's holy water," she said.

It boiled down to looking at it for the long term play, not the holy crap 4.5% fee that goes through your head initially.I guess in this case it really doesn't make sense to pay such a big fee if you can get a 20% down deal.

Holy Crap!

Holy Crap !!!