You can target value-add deals (BRRRR, rehab, house-hacking), explore short/mid-term rentals, or expand to secondary markets like Ocala, Lakeland, or Jacksonville.

But on this specific guy, I jumped on a call to explore the program and it was a high pressure sales call, it did not feel organic, not trustworthy and certainly did not feel the right fit.Why would someone spend 10k on a so niched-down space of real estate when they can get someone for the same amount to teach him/her everything?  

For maximum tax efficiency, consult a CPA to explore combining a partial gift and sale or structuring the transfer to reduce property taxes.

In the meantime, I’m exploring creative solutions to access the equity in my home while simultaneously rebuilding a credible and sustainable business.

You rarely will get both (at least not right now in this current market).If you want to explore different opportunities within various areas of the Valley, get a seasoned investor-friendly Realtor who is competent. 

If cash flow is tight, consider exploring slightly better rent-to-price ratios within your target areas.

While you work on that, you could also explore creative financing options like DSCR loans or partnerships to fast-track your first STR.

As I explore the neighborhoods in NW Philly, any suggestions on reputable agents with experience in those areas? 

It sounds like you’ve been doing some serious groundwork with all the reading and research, which is such a strong start to your journey toward FI and retiring by 55.It’s awesome that you’re exploring real estate as an option, even if you’re not completely sold on being a landlord yet.

In light of this, I have been exploring the possibility of pursuing creative finance options, specifically seller finance deals, as a potential means to achieve my goals.