When an appraiser is adjusting a comp to match the subject property, he or she will use an adjustment based on the difference in square footage.

Orlando has a very active real estate investing community with many meetups for different niches.

If it's the difference between $1800 and $2200 but you have to cover utilities too, not worth it. 

The 10k is the difference in the points.With lender 1 will cost 10k more in points.Lender #2 is kind of unknown.

If so, they can sell within 2 years and not pay capital gains taxes on the sell of the home.They could take that money and buy multiple rental homes in other areas if they wanted, or use the money to downsize in to a different home while still having money left over.

Different DSCR lenders have different guidelines.More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

Every job I see requires 3+ years of experience and knowledge of multiple different programs.

If you have other money besides the 20K then this is a different story

The type of home you can get in White House is a different universe compared to what you'll get in Nashville if you're trying to be 5 mins from the urban core.Make a list of what is MOST important to you and that will guide your decision making.

LOL   That is exactly what I would expect from the Detroit City Government.If you go there, they are likely going to say you first need a license from a different office on the other side of town and when you drive there, they will say you need an appointment with them, but they only have appointments the third Thursday of each month.