So there are a lot of questions that go into an answer to your question, @Taylor Cook

If you're worried about a tenant putting a hot pot on the counter, stone is better because it is naturally heat-resistant.

Probably a kid with a BB gun, or bumped it with a pot.

We are doing individual room rentals it’s a 6,000 sq ft nine bedroom home Things I have heard to include besides basic items are air fryer insta pot tea kettle vacuum sound machine black out curtains and full length mirror We do plan to add a sauna, exercise equipment and possibly a hot tub.

Some people cook, some do alot of take out but in general they aren't around much. 

You can also do more projects at once with the same pot of money, e.g. bringing 10% or 20% of the purchase price and getting 100% of the construction covered by a lender. 

Only appropriate potted plants and other outdoor furniture are permitted on patios, decks and balconies.

You can brag how your Sub2 are all great grand and groovy but fact is your 1 event away from a forced liquidation event. 1 court ruling on Sub2, 1 event where lenders do look-backs and enforcement, your goose is cooked.

You can bake a 30lb turkey if you want and make about 100 tamales in the huge pot.

Some places (Cook county, Illinois, some big cities) forbid using criminal records (including felonies) over X years old, so you may not be able to deny just on a criminal record.