Like, one of my colleagues mentioned on the post the insurance component has changed with the limited amount carriers providing coverage in the state. 

Nobody answers their phone; the phone carriers recently made it extremely difficult to send bulk texts; Facebook only allows me to communicate with a bot; I spent 5k on Bing PPC ads and had no sales.

Indicate that, if they do not inform the insurance carrier of this, they are jeopardizing their coverage as the Insurance company will find out when you file suit or your Insurance company goes against their company in subrogation. 

Reach out to a local broker and see if they can identify a carrier that would be reasonably priced for the house for a reference, or find out what you can do to remediate the risk to lower the premium.What town?

@Travis T. doesn’t Lead Sherpa have issues sending texts to certain carriers, either ATT or Verizon? 

@Sam Chan Notify your insurance carrier that you're operating a STR business out of the property.

My money earns 4%, and the insurance carrier charges me 5% to take a loan.

I switched insurance carriers because State Farm was less expensive (and perhaps this is one of the reasons why).

The carrier will still charge you a rate, but you’re still invested.

Many of the major insurance carriers that I've called say they have never heard of such a policy.