Seems there’s some in those zips you mentioned in the 350k range.

So I plan on going with the FHA 3.5% down and hopefully going for something in the 3-400k range in a neighborhood like back of the yards, mt greenwood, south shore but also open to other options.

Long range income sounds better than one lump sum, but you have to look at how long it would take that continuous income to equal that one lump sum...and what added costs happen while you're getting that continuous income. 

They could downsize into something in a more modest price range or even become renters so they don't have to deal with maintenance etc. 

We bought one is 2020 and one in 2022 for 295k and 375k respectively, both are valued in the 650-725k range-each.

To get started, if you are in that 35k - 50k capital starting range, you need a nice cookie cutter deal for a few reasons. 

Rates are in the 7.25-7.875% range on a purchase.

Are there any true $0 down private money lenders offering pre-approval/financing for properties in the $50-100K range?

Every few days there are new issues and we are constantly having contractors and technicians at the house dealing with one problem or another, while coordinating with our tenants who are on a range of work/sleep schedules.

The properties all cash flow nicely and current interest rates range from 4.25-5.25%.