I'm not playing the appreciation game since I think it would take literally decades for some of the areas to really appreciate significantly.

So it is not like we aren't receiving both.If you are working a job that sufficiently provides your means of living, it would be easier to make an appreciation play, knowing that each year you pick up 3-5% of value in the property - you don't need the cash-flow necessarily up front.  

I'm playing devil's advocate here so folks can know the risks of a seller-finance deal.

Otherwise, they’re playing Russian Roulette with costly mistakes, potential fines and lawsuits.

Now I am with C21 Prime Time which I have been for thirteen days have defined my old sales skills with consistently sharpening my cold calling phone skills through attending their script and role play every Tuesday and Wednesday morning training.

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Your experience, cash position, risk tolerance, handy skills, and income levels all will play a role in what will be the best house-hack for you or not. 

Again, I understand that other economic conditions may play a role in affecting interest rates, but boy is that a large difference. 

Seattle is forcing me out of business, I refuse to play with their insane laws.

I’d play it safe and figure I need a new roof, especially if that’s what the inspector says.I regret you might be in for a lot of work for a 1strental.