Personally, I've been shifting my risk by paying-off my primary residence and other prime SFHs while refinancing my multi-family to at least a 10-year balloon or no balloon with agency loans, and raising liquidity and waiting for a better entry point.

I've worked for a redevelopment agency with a local municipality and now I'm a property manager at a university.  

Find the agency that works best for your needs.

He's not going to be able to help you with wholesaling, but my buddy Trey at the Lancaster Agency might be worth reaching out to.

Comparing Bank Recourse debt to Agency Non-Recourse debt, the most significant difference might be Replacement Reserves.  

If you deny an applicant or take any adverse action (i.e. charge higher security deposit, require co-signer, etc) based on information in their consumer credit file, then you should be sending them an adverse action letter which basically tells them what consumer reporting agency supplied the info you relied on, the contact info for that agency, and how they can get a free copy of their own credit report. 

But those numbers are completely false, at our agency, which is now over $2 Billion in premium written, per insurance journals' August 2015 rankings, and the fact that I deal in commission negotiations with I insurers I can say those commissions quoted are completely backwards.

To my understanding, the main stream of income generally comes from leasing it out to a single tenant for an extended period of time.My question is, instead of leasing directly to a tenant, would an owner of an investment property consider selling their rental rights for a fixed amount to a short-term rental manager?

INVESTOR FRIENDLY CLOSING AGENCY!!

The principal broker is the one who essentially activates your license by telling the state real estate agency that you are sponsored.