It's easy to understand and covers everything from finding properties to closing deals.

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

In every set of instructions about the hot tub, i.e. info sent out to guest, info on sign by the hot tub, info in cabin manual, info on the hot tub cover itself, we explain all the those things that they should be doing.  

It protects both you and the tenant, ensuring their personal belongings are covered in case of accidents.

I reached out to the agent with a generous Seller Finance offer - above asking price and we would cover the agents commission.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

@Hoai Nguyen suggest modifying your current lease to cover multi-family setup.Parking, shared access, police report required for landlord to get involved in disputes, etc.

Has anyone ever bought a piece of heavy equipment like an excavator or a Bobcat as a means to save money because you kept having to rent them for projects?

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

Mulch or Ground Cover: For the back, you could lay mulch or gravel temporarily.