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This can put you in a better position to get the house you want.

I have put all the numbers together and it came out positive cashflow.

Any other lender I've spoken to so far doesn't want to be in second position.

My wife and I don't want to follow the scale up construction company model (we already did and it wasn't the best).We do a lot of labor on our projects and are looking in to the future and realizing our bodies will not hold out over time.

With everything so expensive within the east coast how can work cash flow positively?

Name: AnnetteGender: FemaleAccommodation Preferences: Own bed; prefer another female About Me: Friendly, positive, enjoys cocktails but appreciates my sleep ;) I have an STR in Tulsa, OK and house hack my primary in San Francisco thru Airbnb.

I can see the advantages of being able to get a down payment to reinvest in a small MFR and I will be able to capitalize on my lower interest for some positive cash flow.All of the disadvantages I can think of involve some upfront investment for legal advice and work, time for further education and that's about it.Any feedback will be greatly appreciated.Thanks all!

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Meanwhile, the percentage of companies planning to downsize dropped to 37%, the lowest since 2021.Julie Whelan of CBRE noted positive net absorption for the first time since Q3 2022, signaling potential recovery.