We have had so much appreciation in the last 2 years and rents haven't quite kept up.

If you can do two properties, that would be quite the consistent income stream PLUS building equity.

I mad so many mistakes, that I was about to quit.

I haven't quite decided yet, it will be a flip or rent, probably rent to be honest. 

This has been disruptive to peaceful living conditions and I was just about to send a comply or quit notice to Steve when this situation with the police and hospitalization occurred.

Yeah I read quite a bit, that made me wonder if all investors are heading towards Ohio, then there is no differences like other markets.

It's quite simple...

At some point after quite some learning and studying I figured out that I do the most of the work and the best person to serve myself.

With a 30-year amort and 10-year IO options - as well as ability to get rate down quite a bit if you have long-term horizon (5+ years so don't mind prepay) - the rates/terms and monthly payment will likely be very attractive.Others too have done the DSCR Portfolio Loan (Blanket Loan) refinance option too (refinanced the 10 properties that are under conventional into one blanket DSCR Loan and start the process back from 0 on conventional), however, given current rates, don't see it a lot currently since the refinance would typically mean racheting up interest on those

This can all be a non issue with SFR.That said, we do manage quite a few condos and they can certainly perform.