My husband and I rent a 2br/1 bath condo in northern Virginia (30min drive to downtown DC, 45 min metro ride) for $1500 a month. 

Or like a friend of mine said to his boyfriend "I'm going on this ride/adventure, you coming or should I drop you off at the bus stop ?"

I like the Milwaukee area but it was a crazy ride up there.

Then spend some time looking into old RTA judgements so you can see just how easy it is for tenants in Ontario to get a free ride while a landlord suffers.Then you develop an absolutely bulletproof tenant screening program.

Fast forward to two weeks ago and I find myself wanting to catch a ride on the REI train yet again.

You really need to get out and ride the areas a lot.

He has told us that he doesn't plan on leaving within the next couple years, so we are just riding him out building equity until he decides to move. 

Hail is much more likely than a tornado, so I'd also recommend full replacement coverage on the roof.

It's about a 45 minute train ride from there which is not bad at all, especially for the cheaper property in Puyallup!

I thought I was in the homestretch but as we reached the final item to check off the list, hail damage, we found out the insurance and HOA is in dispute and the HOA is not giving my lender what they need to proceed--assurance that they have funds to cover the damage or what the  cost of repair is.