@Andrew Erickson Right now the ADU rules are being relaxed all over California in order to help solve the lack of housing crisis. there are a number of contractors who are specializing in helping home owners put small units in their back yards.

Vacation should be restful and relaxing, and comfortable, restful sleep is important.If a king fits, then king.Do you expect guests to spend a large amount of time in the bedroom aside from when they are sleeping?

The backyard is private and great for entertaining or simply relaxing.

Fico scores are more relaxed for FHA than 5% down.

what's the biggest challenge besides the strong rental market creating relaxed PM?

The new relationship between you and the tenant/borrower is more relaxed, comfortable, and without confrontation.Do they have a lot of visitors?

Cities have relaxed their regulations, but it's taking a while for the funding side to catch up, which is why the adoption has been slow. 

On the other hand having new construction that I won't have to worry about for at least 10 years and can wait while the city expands around it sounds relaxing.

Then, relax.

So relax, the banks will let you defer your mortgage, your tenant will get a bail out, welcome to the new "social distancing" economics.