pack your trips with showings and meetings.if it's not worth it to you to spend some time and money doing that... then don't spend tens of thousands of dollars on a property.

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

Best of luck with your flip, go make some money!

Got insurance involved and use that money to remodel the entire inside, and add a new roof.

Hard money lenders are going to want you to have success and will often times help you see if your numbers are close or way off. 

Is it better than your alternative uses for your money?

I put a lot of money into my property to make them nice. 

My quick opinion is yes, there's money to be made as an investor, but it's not for the faint of heart (or stomach)!

But the essence of these loans is a higher rate and more money down.  

During this time you are not generating any return from the money invested in the ADU.