My last project just appraised for $193k and generates $2,400 gross monthly rents (duplex).Google the "state of the city address".

She said she doesn’t want to be a landlord but has listed 2/6 units for furnished long term rentals to see if she can generate more income than her current STR situation is bringing in.

By playing with credit cards to buy the aforementioned property will not disturb this larger deal, and will generate income to pay for it, no matter how you look at it.  

 If you need a direct hands-on approach to evaluating deals or lead generation, lets connect and I can help you build out the Perfect System. 

Here are some of the responsibilities.Financial Management:Overseeing the HOA's budget and financesCollecting dues and managing delinquenciesMaintaining financial records and generating reportsCommunication and Administration:Acting as a liaison between the HOA board and residentsDisseminating information through newsletters and noticesResponding to homeowner inquiries and concernsScheduling and facilitating HOA board meetingsMaintaining the Community:Overseeing maintenance and repairs of common areasEnforcing the HOA's Covenants, Conditions, and Restrictions (CC&Rs)Managing vendors and ensuring adherence to contractsSupervising common areas like pools, gyms, and landscapingOther Responsibilities:Planning and organizing community eventsHelping to resolve disputes among residentsStaying compliant with local and state lawsThe PM doesn't go on-site is very weird, it's called Property Manager for a reason, to oversee the property. 

It is the funding that I am lacking.I feel that I am in a stalemate and the only way to purchase my first rental property is to generate more income than I am right now to get to the point of being able to pay the downpayment.Thank you all for reading this post and I appreciate any responses and advice.

Your capital could leverage into purchasing a $1M property that generates better returns.

When I think big picture it may be well worth it if the service saves me more than that amount or helps me generate more than that amount. 

Importance note:  Following up on leads daily to generate consistent deal flow

@Jonathan Soto Fix & Flip is another job that just generates income.Buy & Hold (rentals) should generate income over time AND build long-term wealth - if done correctly.So, what are your short-term & long-term goals?