Really, I was just looking for a review of the product, though.  

I have submitted a rebuttal but I am ready to go another route whether that is ordering another one if it comes to it or looking for another lender or product.

@William W. what LVP brand and product was this?

@Jill DavisTypically banks (depository institutions) are most competitive with jumbo since these programs are typically portfolio products.

Their whole product is dreadful, the UX sucks on mobile and on an actual computer, and honestly the only thing they were ever good for was the electronic signing of documents and no one NEEDS them for that.

Its a smart product that gives protection beyond the usual investment.

3. delivery - deliver the service/product you promised you'd do in the sales transaction.

FL, NY, MD, CA, VA, NJ,Horizon BankKalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

It was a very productive visit.  

Someone will eventually come along and offer a better product for a better price.