Do you retroactively apply the discount or do you treat each as distinctly different transactions in order to determine eligibility for the higher discount?

Cats are solitary and mark their territory with scented urine that can destroy a property and cause the smell to be completely unbearable and cost thousands to remove. 

Steve:I understand that 25-yr may be more common (in certain areas), but 30-yr amortizations are available and not terribly scarce (in our experience).That aside, the purpose of my prior quip was to emphasize that amortization and term are distinct.  

I also think property managers are distinct from the sales folks.

I think we have two distinctive markets at play here the INVESTOR bombed out house market or heavy rehab market and the Nice home being sold to a homeowner that can qualify... those are two vastly different sellers and buyers of course. 

(note on approval, not automatic acceptance, important distinction)...As mentioned by many, step back and see if an openness to pets makes sense for your strategy, target market, and the particular unit (is it pristine and high end or standard rental condition, for example)..

Since I've been here on BP, I've seen investors treat them as one in the same as well.Here in Canada and elsewhere where I have lived and worked, the distinction is clear as most places do not have mortgages with terms longer than 5-10 years (residential or commercial).   

Jannelle, there is a distinct advantage to having a RE license....you can make and/or save a lot of money in transactions. 

This type’s of Plans are usually managed by the Custodian, and the investments options are limited in the Basic Plan Document:“…limit the available investments for Participants’ individual direction to certain specified investment options (including, but not limited to, certain mutual funds, investment contracts, deposit account and group trusts” (see section 7.22 B)While this plan can be trustee managed, the plan document again limits investments only in the Fund:“The responsibilities of the Trustee shall be limited to the following duties: To receive Plan contributions and to hold, invest, and reinvest the portion of the Fund for which it serves as Trustee, as authorized by the Employer or its designee, without distinction between principal and interest, provided, however, that nothing in the Plan shall require the Trustee to maintain physical custody of stock certificates representing assets within the Fund” (see section 8.02 A.1)You can find out more info about TD Ameritrade 401k plan here:https://www.tdameritrade401kplan.com/Here is a link to the Investment Fund Summary Table showing available investment options if you use TD Ameritrade to set up your Plan:https://www.fascore.com/PDF/td_ameritrade/Investment_Fund_Summary_Table.pdfAlso, in addition to the Basic Plan Document you need to review Summary Plan Description as well as Adoption Agreement, which is where certain features of the plan will be added or removed.

Your market and level of home will dictate the answer to this question, however, let me pint out a distinct difference in two factors here: Listing and showing!