I don't want to waste your money on inspection, option money, and appraisal money, just to find out the house doesn't qualify for FHA, so I do my best to keep you out of those situations. 

@Jae Yoo you have a few options:1) Hire an attorney to write a threatening letter.

They show you how to be successful with free & low priced options & show you why that is better.

I actually have a few options for you in Indiana, as I work with a great team there.

I have one fridge in storage as a tenant brought their own, so that is a mixed bag.Refrigerators and stoves are reasonably failure-proof appliances if you stay away from ice makers, water in door options, and other things that add complexity.

The only way to answer that in general (whether house hacking in today's market is still a good option) or for a particular property, is to learn how to run the numbers and analyze a specific property to see whether it will be able to stand on its own as an investment when you move out someday.There are a lot of resources here on BP for doing that but I'd just say, make sure the assumptions you're putting into your spreadsheet or deal analyzer are realistic.Make sure the rents (especially for vacant units or pro-forma #s) are realistic by doing your own rent comps; make sure the mortgage rate is realistic by doing some research online and/or talking to some mortgage folks; make sure insurance #s are realistic by getting a couple of quotes for the # of units and zip code / area you're looking in; etc.I hope that helps, and good luck 😊

Even if a family has high coverage, the insurance adjusters still want the lowest option so it's important to also be competitive. 

I'll look into these options.

However, it would be interesting to check the option of an outside vendor for a small feeThird Point:I wouldn't expect to have often custom changes.

I don't think there are many people doing that well on these now as there aren't as many options out there.