But then again if I offered more than I wanted and did win, I would not have been happy with my numbers.

Make it a win/win- he gets to show the tenants some appreciation and kindness while you get to walk through your end buyers. 

anything less than 12% and 2 points is a big win

It just goes to show that with a bit of flexibility and creativity, even the most challenging situations can turn into wins! 

It's my understanding that if there's a "partial exclusion", I'd use a Form 8949 with Code H...And if it's "fully excluded" and there's no 1099-S issued (which I indeed received no 1099-S), then I'd simply not mention it at all.But my biggest question is....

Specifically, is there a statistical difference in the likelihood of actually acquiring the physical property versus simply earning interest on the debt as a financial investment?

In my search for understanding how to finance my second property with a business loan, I came across the DSCR route. This video helped me, as a business financing newbie, understand what a DSCR is and why it can be a ...

Its easy to check the Max cash out on the new loan to see if it can be rented to cash flow.If not I would simply put 5%, 10% or 15% down, put the rest in the bank and only use 40% of that money as your 50/50 down payment. 

I simply take issue with you saying "..I do believe this is a good thing for Americans.

It seems like a win win keeping them.