Insurance is for catastrophes not maintenance - if there isn't a "sudden and accidental event" you can point to as the cause for needing the repair then insurance does not applyCan we assume you have all galvanized pipes in the house?

They are asking 950K.Gross rents: 100,800Utilities: 3KInsurance: 7KProperty taxes are roughly 10K for each 450K in value.Repair/Maintenance: Don't have figures yet but I'm assuming it'll average out around 10K a year.The lender I am speaking with also requires me to also include an 8% vacancy rate and a 5% management fee whether I have those or not.With an interest rate of 8.15% and 20 year amortization, I can't get close to a 1.2 DSCR until my amount borrowed is down to about 450K. 

Build a team-Get a property manager to handle the daily stuff,and maybe even a local handyman in your chosen state.Use online platforms for rent payments, maintenance requests, and communication.Touch base with your property and team, build relationships with tenants.

I wanted to find an investment strategy that would provide more cashflow than a traditional long term rental, but I wanted it to be lower maintenance than a short term rental.

What is a realistic day to day for tenant maintenance?

I still think it could be a maintenance nightmare, and I'm not sure that as a guest, I would feel it was very clean.

Do I then pay from my personal back to my LLC when I need to use that money for CapEx or maintenance reasons?

Additionally, always factor in property management costs, maintenance, and potential vacancies.

Also, maintenance costs are almost non-existent in the first few years as very little (generally) goes wrong in the first 5 years or so.

Unless this is fully renovated, you can expect an average of 10% for maintenance and you should set aside another 10% for capex.