I'm seeing a more aggressive stance from what is being claimed by members here on BP, such as cash out refis after 6 months, it must be in areas where property values are going back up at a faster rate in general.On the conservative side, prudent lending practices will be stressed, meaning that a lender may not do so much of those "if it makes sense, we loan it" type deals, it may be tougher for a deal to make sense.All in all, I doubt a qualified borrower will see much of a difference on the street as the new changes will be played out in the operations side of the lenders and their relationships between other lenders and securitized markets.Actually there are more aggressive measures in making a loan, the debt to income for a residential loan has gone from 36% to 43% allowing borrowers to qualify with more debt!

. $100/unit/month is a reasonable planning goal.Now regarding you question about cash flow and class of neighborhood... if you want to be hands off, please focus on higher end rentals.In my opinion, lower end rentals need landlords to advocate for the neighborhood else it'll stagnate and possibly take a turn for the worse.If you’d rather avoid the default leadership role, then aiming for less cash flow would be wise.

I am currently aiming to work on my first flip deal by April or May of this year.TDS

You'll see that finance takes in aspects of all other business functions or specialties, such as accounting, marketing, management, inventory and process of work flows as you are measuring the efficiency of the overall business.It's not going to teach financing in residential RE, you will probably touch on commercial financing in a conventional sense.

I might be happy with modest monthly cash flow if I bought at a great deal and have lots of equity.There are many ways to measure a deal; other than the cash flow per month.

At less than a dollar each it is a quick freshening measure.

It's a good thing though :)Since buy & hold is your aim, check out this video if you haven't already:I use this rule of thumb to evaluate every deal I come across.

Neither of them were successful in the financial sense (at least in the way I measure that now) but they were both a necessary part of the growth process in that they gave me experience. 

Another important PM measurement is we average approx 96% collections per month.

Let me know if you want to get together for coffee some time to talk RE down south.I am working on creating an local REI specifically aimed at Canadians investing in US RE, so I'd like to connect some time soon and see if you have any interest.