For plumbing, any new piping (even replacing existing pipe with new) would require a permit.

If I want to sell my house for 800,000 in California with the existing loan which is at 470,000, but there is a due on sale clause.

In the US, the blockchain represents a solution for a problem that does not exist.

Thanks D  Effectively, if you use a 1031 exchange, think of it similar to the replacement property doesn't exist for tax purposes and you kept the old one.

Looking for not overly saturated.

I wouldn’t lend more than 65% on a new loan, or pay more than 65% LTV for an existing loan, and the 65% is if every things prefect.  

It's not likely your friend was saying that you would get another HELOC to go in 2nd position (banks don't like to do a HELOC behind another HELOC).My guess is he's saying you get another HELOC with a larger available balance, and use that HELOC to payoff whatever is remaining on your existing HELOC.

. ;-)2023 Was The Worst Year On Record For Existing Home SalesClick to enlarge Yes, I said even in 2022 that 2023 will have low transactional volume. 

They do exist though.

If it was a poorly run property some of those might not exist.