Congratulations on the upcoming addition to your family!

Didn't want him to become my competition!

I’m sorry that you’ve had a hard time finding a place to rent.

Quote from @William Hochstedler: Utah has been booming for the past decade by every metric. my kids did deposits on ski condos at Park City  NEW development and one at Brianhead and those things shot up like crazy.. they need to keep it up so they can take good care of me in my waining years.

Take it slow, to begin with.

I don’t have a ton of experience, 4 units right now and actively looking for more however I would be willing to try and host something if we can get some traction to get some networking going.

-Convert the vacant side to a PadSplit.

I would like to ask one important question.

Ditto to all of the above.  85% is very doable with a strong credit score, strong dscr, but yes, the rate is going to be higher because of the higher leverage.

With rising costs like HOA fees, insurance, and property taxes, it’s tempting to push rents higher—but that strategy often backfires  (and IS backfiring), especially in today’s market.Why Overpricing Hurts More Than It HelpsRents have softened, and supply is increasing.