@Ward De BockTop!

Purchasing a new property may present a good opportunity.

Typically, a lender would present the option with no points unless the borrower asked to pay down the rate.

There are a handful of turnkey companies that do all of this heavy lifting for you and present you with a fully renovated and rented property.

Borrowers historically (but maybe not at the present moment) have come out on top using floating rate, in other words, they are getting paid for the risk.

This was all done at the closing table.This was presented to a lawyer and he agreed that was the correct way for it to be done....Thanks for the info on the FL law you said was posted today, I'm going to take a look at it for future reference.

You may choose to be present for all showings or allow Realtors access to a key box.

At a high level based on the fact pattern presented RentingFamilyMember can take some form of depreciation, which could impact the sale. 

If their gross numbers are strong but EBITDA is weak this would present an opportunity to negotiate a lower price based on EBITDA.

Wendell De Guzman Florida is NOT a super lien state, in that the HOA lien is equal, or superior, to the first mortgage....it is not.