Thanks Josh, although there was not a direct connect to BP, however I can say that I have learned a great deal, and have made some great connections that have not only educated me, but encouraged me, all attributed to BP.That is why I want to put this kind of info back out there.

Typically, it means a building that was built within the last 10 years would have an A-class rating, however, there are the exceptions where you could have a building that was originally built in 1923 but renovated last year, practically rebuilt, and so long as it has all the other attributes of an A class building, it could qualify.

One thing that I learned while investing in the stock market which I can justify attributing also to Realestate is the saying, "don't chase the bus.

Each one of those areas have different attributes to maximize potential.

There are many here on BP that have been in this business 10, 15 or 30 years and I doubt any of us will attribute our success to cutting commissions.  

But, conventional loans do have what are called Loan level pricing adjustments (LLPA) that adjust the rate (mostly up) based on your exact loan attributes.   

I seriously have to attribute a lot of my success to having great life coaches all the time.

Here are my initial pro/cons of each approach:DIY RehabPro's: Gain rehabbing experience, ability to better understand timeframe and costs of typical rehabs, save $$ on labor costsCon's: Longer rehab timeframe and increased holding costs, quality of work may not be as high as a professional contractor (or perhaps the opposite because I have a higher vested interest, it could be argued either way)Contract it OutPro's: Ability to try out contractors to form relationships to support future flips, shorter time frame/holding costsCon's: Higher rehab costs attributed to labor , less personal rehabbing knowledge and experience to support decision making on future flips.

No, I use a HELOC for my DP.However if you do not base your calculations using a hypothetical 100% financing (regardless of your DP) you are not attributing any value to your dead equity.

One key attribute to your success that you may have glossed over is your ability to be "flexible".