Another issue I see is I've only just started and have no business structure currently implemented, (though it is thought out).

@Carnell Webb were you able to implement this process?

I wonder if taking out a tsp loan then implementing the brrrr strategy and when you refinance to pay back the loan would be a good plan.

There was a proposed reduction in the monthly cost of all FHA loans that was Trumped, but that proposal hadn't made it to implementation, so what you read that was written in November 2016 about FHA financing will remain true in February 2017.

I love to read and I love to implement

 Hi Keenan, everything you want to do is possible, I have done it myself, you will need a good mortgage broker or bank to work with you, tell them what your plan is before you start as the financing market has changed, cmhc cost are going up in March, and the already implemented 5% qualification interest rate makes it hard in today's market as mentioned in the previous posts 

I appreciate the two examples and will implement them in my current search for agent info on google.

Along with this question would you recommend hard money lenders to someone implementing a buy and hold strategy and renting their properties?  

I'd have to defer if so as I understand it at a high level but no experience implementing it.  

I was hung up on that clause as well and think you're probably right that implementing a RUBS would fall under the umbrella of a 'substantial change'.