Having confidence in your ability to evaluate the deal and that your numbers are accurate? 

Does anyone use like a bill slip to add into the envelope ?

As long as you are buying below the median,  you will do well in this business.Rates are a big factor for us as investors but layoffs are THE big one here as it directly effects the consumer's ability to pay their/mortgage. 

.- Small notes section to elaborate on property calculations, such as noting the calculation was based on a loan assumption or short term real estate strategy - Ability to edit name of calculation to something other than the address.

@Jay Hinrichs - I'm inclined to believe lenders will step up to the plate and offer the ability to incorporate buyer side commissions into the mortgage payments in certain situations.

I would encourage you to see about getting something before you separate as your ability to get a loan should be stronger now - but talking to a great lender will give you the ultimate answer you'll need about that. 

DOB (on photo ID)**I would highly recommend using a tenant screening service so that you have a full application and ability to provide details to a collection agency.

But short term an auto loan will only take away from your income/ability to afford a mortgage.Most lenders will allow for a credit score as low as 580 for FHA and 640 for conventional loans.

I believe that is the baseline goal for every investor.I've been scraping over Google and this forum for a post/thread or an article on an, “investor’s depth in their ability to buy” (Best way I can describe it).

They can provide you with detailed information on their rental income calculation methods and help you understand how rental income may impact your ability to qualify for a mortgage.Additionally, working with a knowledgeable real estate agent and mortgage broker who have experience with rental properties and relocation situations can help you navigate the process more effectively and ensure you find the best solution for your needs.