Quote from @Pixel Rogue: Personally, I think you are over-thinking this.

So often i speak with flippers who put too much money on their personal cards and tank their scores.

The beauty of personal finance is it's all personal :) If leverage works for you, awesome!

I personally left San Diego in 2017 and bought my home in Riverside County for $155,000.

@Roni Williams how is this different from a lot of agents that sell an investor a property and refer them to a PMC?

It's always a personal choice everyone has a different perspective.   

If you have to provide negativity with your comment, then please refrain from commenting This is my personal opinion but nothing he said was negative.

DesireeI have seen this same exact thing in Memphis TN in properties located near the University of Memphis so my personal opinion is to stay away unless you can still buy the property where the numbers make sense.

If you can personally visit the property to confirm, do so.

This person had never used credit.