We don't really do snow, rarely ever freezes, don't do tornadoes or earth quakes etc.

No harm unless they freeze your line.It's about finding what content means to you. 

My computer ends up freezing and takes a long time closing out the browser.

-----------------------------------------------------------------In the next 10 days the temperature is not supposed to go above freezing.  

If you're in an area where it's freezing cold outside, and much of the nation is, then it probably makes sense to put off selling until the weather changes a bit.

Short sales, rate freezing and some of the governments programs will help but they will not STOP it.Those loans will be coming to the end of their fixed period for a couple more years and I truly think that is when we will see bottom.

Marie Poe So does the bankruptcy remove the mortgage or just freeze them in time?

I don't expect tenant so do it but it is right there if you get a freeze up.

The freezing weather has caused delays.This whole process has been frustrating and a big waste of time.

I have replaced many of the runs--largely the copper is at end of useful life, but also I have some electrolysis where an earlier owner hung the copper with a dis-similar metal and there is heavy corrosion.I also insulated all pipes and ventilate well in summer, cover vents for freeze months.And I had the PEX bid, two... but have not tackled it just yet...