Aside from predicting the future, how can I change my process so that these letters come in a more timely fashion?

For fulfillment you can do it yourself to save money if you are broke, but ultimately if you want better response rates and focusing your time on value-add, then you will want to outsource fulfillment to a shop that has economies of scale and can offer you great rates.

I've actually been to their facility as well as 100+ other comps around Atlanta MSA and "shopping" and learning at the same time.

Should I keep shopping around or are these rates consistent with what others are seeing?

Fo rehab flips, cash is king when making offers and in this tough market, your offer must be as strong as possible when shopping the MLS.

I was pre-approved before I shopped around and I was in regular contact with my lender.

Two of our rentals have taken on water and our personal home might too.I was thinking about going over there as soon as the water recedes under slab and start shop vacuuming, ripping out baseboards/door trim and sheet rock and insulation, and setting up fans.

I haven't shopped around for insurance for a few years now, but I noticed a significant increase in how much we pay for our Texas  rentals.What REPUTABLE (with good/excellent history of paying out in case of fire) insurers would you recommend? 

I haven't shopped around for insurance for a few years now, but I noticed a significant increase in how much we pay for our Texas rentals.What REPUTABLE (with good/excellent history of paying out in case of fire) insurers would you recommend?

For SFH its squared footage / bedrooms / and area that help command price basically just like apartments.. harder to shop in person for comps so listings on major sites are easy to track by area / map Apartments basically the same way,, but transportation / bus sometimes is a big plus.. and if your in a close nitch with similar size apts I'd recommend go and physically check to see what they are offering,, shop them as I bet they have shopped you..