Rent's have continued to appreciate and when recently had vacancy upcoming I had it rented in 17 days, kid you not, weeks before exiting tenant was out making for a nice 0 vacancy rate. 

I was just thinking today there was all this excitement about VA loan assumptions there for a while when interest rates started going up. 

If there were banks or CU's doing blanket mortgages everyone would know about it.

That rental income helped us significantly offset our mortgage payment. 

What I mean is, some investors look strictly at cash on cash return, some look at cap rate, others just want to make sure their mortgage is covered.

Low vacancy rates, rising rents, and high tenant demand for more space/good school districts. 

Then as soon as the 1031 is complete do a cash out refi, or a second mortgage or LOC on the property. 

I’ve been manually scouring Zillow/MLS for deals, but it’s time-consuming, and I’d love to streamline this.2.Has anyone experimented with using machine learning models (like classifiers or regression models) to rate properties based on their condition from MLS listing photos?

Start by deepening your understanding of CRE fundamentals, including net operating income (NOI), cap rates, and lease structures like triple net (NNN).

Going to 90% is not the cheapest way forward, however.  80% will give you better rate, and 75% will really make an impact on rates.