(Would you rather be worth $1M in assets with no income production.

James, I think you are underselling your product, most people would of said that property with the toilet that looked like someone dumped a portajon on it would have been rent ready and turnkey with minimal light rehab required.

Long ago I tried a few of these sites like this and their product is awful.

There are no DSCR HELOC products that exist in the non-qm space at the time.

I'm just starting out trying to get agents to use our service and don't seem to be adequately conveying the product's benefits, because as stated, to me it seems like it's a no brainer. 

What we see problem with multifamily syndication is really a math problem rather than syndication problem.If spread is negative than the chance of investment poor result is obvious.It's similar like if you buy company stock at three year high, but their forward looking order is decreasing without new product.

KellyThey asked the same question for me and I told them that I'm looking to make an all-cash purchase with a true turnkey company that will stand by their product as they own, rehab and rents their properties for me while providing best in class property management services.

MM has a number of different versions of whole life policies, and the current interest rate ranges from 5.0% to 5.72% depending on the product. 

There might be some other creative loan products that are available to you so having a good lender can help reduce the monthly payments until the rents increase or you can refinance at a lower rate. 

If you want to buy and hold, use a debt product that stays constant for long periods of time, not one that constantly fluctuates.Another way I think about this: you need to buy a new $30,000 car, you plan to hold onto the car for 5 years and you want to finance it.