The house is not on a water.

Wildfire risk is also nearly non-existent close to the coast, and haven't yet heard of hurricanes or tornadoes, but you will notice a tsunami sign or two..Electricity, water and general operating costs are surprisingly 'affordable.'

The most pressing, and i cant seem to find a true answer from the the building department OR the utility companies is if I need to have separate meters (Electrical, gas, water) for my ADU and main home. 

I mean Carlos, you and I have talked about seasonality affecting prices in a repeatable way (buy in Winter, sell in Spring/Summer for ~10% gains), do you see any such consideration from the Ai in it's pricing predictions below?

Hi all, Recently my SF rental property had some pipes freeze and burst, causing a considerable amount of water damage to the house.

The HOA covers all water, flood and building insurance, internet, bug spraying etc. and it's $1562 a month.

For water maybe some sort of large reservoir and have water trucked in?

One thing you can do is let them mature over a a winter, wait for the spring comps to be to the books and then re-fi.

You need some descent reserves to be a larger landlord, because you don't get a choice when the AC unit goes out, or the hot water heater floods the upstairs unit that then floods the downstairs unit.  

Then we started having issues with the city code enforcement and water company and being fined.