Starting on page 90 there are references to existing zoning, which don't have ADU dimensions, and proposed zoning, which does reference setbacks, heights, etc.

So far, no big red flags. 

Unless either of you are in construction, why are you thinking conversion or build instead of renovating an existing multifamily to get the increased equity that way.Very few areas are pro going from one to two units and zoning is the major issue.

The difference in price between two reps at the same company should already raise red flags for you. 

Yes we target NRD1 and NRD2 zone as well as downtown, little river, etc.

Don't need a certificate of occupancy but does need to meet the zoning allowed. 

Indeed, instead it is a lifelong learning session about Finance, Economics, Property & Zoning Laws and the Building Industries all in one nutshell.

I just have to research a bit more as I know Tampa has different rules about short term and zoning.  

I could Zone the land as a manufactured home park.

Then, think of only buying houses etc. in the fire zones that are made out of concrete and steel and cinder blocks, without asphalt or wooden shingles.